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behind only Alaska and New Hampshire, according to informatiohn released Wednesday bythe U.S. According to the Census, Alaska has the highesf rate ofinternet use, with 76.1 percent of its residents haviny access to the interneft at any location, followed by New Hampshire (74.6 percent) and Washington (73.4 percent). Mississippi has the lowestt internet-usage rate (51.5 percent), followed by West Virginias (52.9 percent). The national average is 62.4 percent The Census said that 75.7 percent of Washington residentd have access to the internert attheir homes, which is third again behind New Hampshire and Alaska (78.5) percent, and well abovre the national average of 67.1 percent.
“As access to high-speed connections have become more prevalent, so too have the numbere of people that connect to the internegtat home,” Thom File, a statisticiamn with the Census Bureau's Housing and Household Economic Statisticse Division, said in a statement Wednesday. Nationwide, internet use stronglyy correspondsto education. Eighty-sevenm percent of people 25 and olderr with acollege bachelor’s degree used the internet in 2007, versus 74 perceny for those with only some college, 49 percen t for those with only a high schooll diploma and 19 percent for thosew who didn't finish high school.
Amontg age groups nationwide, 73 percent of 18- to 34-year-oldsd use the internet, 56 percent of peopler 3 to 17, and 35 percenty of people 65 and older. Among ethnic groups 73 percent of Asian American used the internetin 2007, 69 percent of 51 percent of blacks and 48 percent of
Wednesday, December 14, 2011
Monday, December 12, 2011
Cicero-North Syracuse High School students randomly searched after bomb threat - Syracuse.com
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Syracuse.com | Cicero-North Syracuse High School students randomly searched after bomb threat Syracuse.com By Sarah Moses / The Post-Standard North Syracuse, NY รข€" Cicero-North Syracuse students were randomly searched this morning after a bomb threat was found last month written on the w » |
Saturday, December 10, 2011
New mortgage insurer Essent raises $500M - Philadelphia Business Journal:
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Essent said that its parent company, Bermuda-based Essent Groulp Ltd., has been funded to establishn the first new private mortgage insurance company in the Unite d States since the start of thefinancial , a subsidiary of Radnor, Pa.-based Essent, is in the proces of obtaining the approvald necessary to offer private mortgage The capital commitments have been made by a grouop of investors, directly or through affiliates. The grouop includes Pine Brook Road Goldman Sachs, J.P. PartnerRe, and Renaissance Re. Essent said its mission is to supportt homeownership for borrowers who can afforda home, but not a largw down payment, by insuring mortgage lenderx and investors from credit losses.
The compan y said it will provide privatw capital to take mortgagecredit risk, and work as a risk managemenf partner with lenders and other mortgage investors. The CEO is Mark A. who previously served as presidenyt of RadianGuaranty Inc., Philadelphia-based Radian Corp.’s principao mortgage insurance subsidiary.
Essent said that its parent company, Bermuda-based Essent Groulp Ltd., has been funded to establishn the first new private mortgage insurance company in the Unite d States since the start of thefinancial , a subsidiary of Radnor, Pa.-based Essent, is in the proces of obtaining the approvald necessary to offer private mortgage The capital commitments have been made by a grouop of investors, directly or through affiliates. The grouop includes Pine Brook Road Goldman Sachs, J.P. PartnerRe, and Renaissance Re. Essent said its mission is to supportt homeownership for borrowers who can afforda home, but not a largw down payment, by insuring mortgage lenderx and investors from credit losses.
The compan y said it will provide privatw capital to take mortgagecredit risk, and work as a risk managemenf partner with lenders and other mortgage investors. The CEO is Mark A. who previously served as presidenyt of RadianGuaranty Inc., Philadelphia-based Radian Corp.’s principao mortgage insurance subsidiary.
Wednesday, December 7, 2011
NCO Group to be bought out by management - Kansas City Business Journal:
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NCO (NASDAQ: NCOG) of Horsham, Pa., a business proces outsourcing specialist, said other members of executivde management will be given an opportunity to invesy in thesurviving company. Barrist will continud as CEO. NCO stockholders will receiv $27.50 in cash for each share of NCO common stockj they hold as of the effective date ofthe merger. The pricse represents a 44 percent premium to the closingg price of the stock prior tothe company'x May 16 announcement of the receipg of the proposal from Barrist.
The transactio n is expected to be completed in thefourtgh quarter, subject to receipy of shareholder approval and customaryt regulatory approvals as well as satisfaction of other closinv conditions. NCO focuses its outsourcing businesson accounts-receivable management and customer-relationship management through 100 offices in the United Canada, the United India, the Philippines, the Caribbean and One Equity Partners managea $5 billion of investments and commitments for JPMorgan Chasd & Co. in direcy private equity transactions. Philadelphia law firm Blank Rome actex as legal counselto NCO; Bass Berry Sims represented the ad hoc Special Committee.
Credit Suisser was financial adviser to theSpecial Committee. Philadelphi law firm Dechert acted as legal counsel for One Equit y Partners andNew York's Cleary Gottlieb Stee n & Hamilton was legal counsep for Michael J. Barrist. Morgan Stanley & Co. Inc. and JPMorgan Chase & Co. actefd as financial advisers to OneEquity
NCO (NASDAQ: NCOG) of Horsham, Pa., a business proces outsourcing specialist, said other members of executivde management will be given an opportunity to invesy in thesurviving company. Barrist will continud as CEO. NCO stockholders will receiv $27.50 in cash for each share of NCO common stockj they hold as of the effective date ofthe merger. The pricse represents a 44 percent premium to the closingg price of the stock prior tothe company'x May 16 announcement of the receipg of the proposal from Barrist.
The transactio n is expected to be completed in thefourtgh quarter, subject to receipy of shareholder approval and customaryt regulatory approvals as well as satisfaction of other closinv conditions. NCO focuses its outsourcing businesson accounts-receivable management and customer-relationship management through 100 offices in the United Canada, the United India, the Philippines, the Caribbean and One Equity Partners managea $5 billion of investments and commitments for JPMorgan Chasd & Co. in direcy private equity transactions. Philadelphia law firm Blank Rome actex as legal counselto NCO; Bass Berry Sims represented the ad hoc Special Committee.
Credit Suisser was financial adviser to theSpecial Committee. Philadelphi law firm Dechert acted as legal counsel for One Equit y Partners andNew York's Cleary Gottlieb Stee n & Hamilton was legal counsep for Michael J. Barrist. Morgan Stanley & Co. Inc. and JPMorgan Chase & Co. actefd as financial advisers to OneEquity
Monday, December 5, 2011
Microloans up, big loans down for small businesses this year - Washington Business Journal:
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A new report found that the totapl value of small business loans outstanding increased by 4 percent in the 12 monthe that ended inJune 2008, down from the previous year’w increase of 8 These numbers are for small business loans as a not just SBA loans. The number of businessa loans of lessthan $100,000 jumper by nearly 16 percent, as large lenderds concentrated on credit cards, according to the study. By the number of business loanas inthe $100,000 to $1 millio range fell by more than 23 The report used call reports submitted by banks as well as Communith Reinvestment Act data. Business loans of less than $1 million were considerex to be smallbusiness loans.
Basef on call report data, the top five smal l business lenders in June 2008 wereAmericajn Express, Capital One, Regions Financial Synovus Financial Corp. and Firsf Citizen Bancshares Inc. “In the currenyt financial climate, it’s especiallu critical for small firms to know whicuh banks and financial institutions have been the most likely to make smalp andmicrobusiness loans,” said economisg Victoria Williams, a co-author of the study. For more see www.sba.gov/advo.
A new report found that the totapl value of small business loans outstanding increased by 4 percent in the 12 monthe that ended inJune 2008, down from the previous year’w increase of 8 These numbers are for small business loans as a not just SBA loans. The number of businessa loans of lessthan $100,000 jumper by nearly 16 percent, as large lenderds concentrated on credit cards, according to the study. By the number of business loanas inthe $100,000 to $1 millio range fell by more than 23 The report used call reports submitted by banks as well as Communith Reinvestment Act data. Business loans of less than $1 million were considerex to be smallbusiness loans.
Basef on call report data, the top five smal l business lenders in June 2008 wereAmericajn Express, Capital One, Regions Financial Synovus Financial Corp. and Firsf Citizen Bancshares Inc. “In the currenyt financial climate, it’s especiallu critical for small firms to know whicuh banks and financial institutions have been the most likely to make smalp andmicrobusiness loans,” said economisg Victoria Williams, a co-author of the study. For more see www.sba.gov/advo.
Saturday, December 3, 2011
Darden bringing Seasons 52 to Tampa's Westshore - Business First of Columbus:
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The Tampa Seasons 52, to be locatede in the WestShore Plazashoppingh center, will be the first on Florida’s Gulf Coast. "With its centraol and scenic location, WestShord Plaza is a recognized retailp hub for the greaterTampa area," said Stephen president of Seasons 52, in a release. "WestShord has kept itself freshand exciting, with populat and upscale retailers that provide a lifestyle environment compatiblr with the Seasons 52 concept." Other restaurantse in WestShore Plaza are Palm Restaurant, PF Chaing's Chinaa Bistro, Maggiano's Little Italy and Mitchell's Fish Market.
Dardejn (NYSE: DRI), based in Orlando, opened its firsy Seasons 52 in Orlandoin 2003. The chaim is a grill and wine bar concept that bills itself as upscalrcasual dining. Development of the Seasons 52 location WestShoree will be coordinatedthrough (NYSE: GRT), the release said.
The Tampa Seasons 52, to be locatede in the WestShore Plazashoppingh center, will be the first on Florida’s Gulf Coast. "With its centraol and scenic location, WestShord Plaza is a recognized retailp hub for the greaterTampa area," said Stephen president of Seasons 52, in a release. "WestShord has kept itself freshand exciting, with populat and upscale retailers that provide a lifestyle environment compatiblr with the Seasons 52 concept." Other restaurantse in WestShore Plaza are Palm Restaurant, PF Chaing's Chinaa Bistro, Maggiano's Little Italy and Mitchell's Fish Market.
Dardejn (NYSE: DRI), based in Orlando, opened its firsy Seasons 52 in Orlandoin 2003. The chaim is a grill and wine bar concept that bills itself as upscalrcasual dining. Development of the Seasons 52 location WestShoree will be coordinatedthrough (NYSE: GRT), the release said.
Thursday, December 1, 2011
Professor creates 'fun' walker for kids - Dayton Business Journal:
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Norman, a professor of mechanical andbiomedicakl engineering, worked on the year-long project and is now marketinh the device, a fun twist on a traditionak walker. Most rehabilitative walkersw assist in walking by taking weight throughthe arms. children tend to bear too much weight on the instead of relying on theire legs andimproving walking. To fix the problem, Normaj and seven students designed a walkeer that reacts to the weight childrenh place on the handlebars by depressing and preventin g the walker frommoving forward. To make it engagin g for children, the group attached Nerf-stylwe play guns to the handles for kids to aim and shoowhile exercising.
"Using a walker is like usintg a treadmill," Norman said. "You know it will help you achievesyour goals, but you don't want to get The students worked on the project last school year and teste d their walker through two-wee clinical trials conducted at . The group focusesd on patient's reaction to the walker and collecteds surveys from therapists before tweaking and finalizinfgthe product.
The product recently won one of 10 spotd inthe 's annual conference, held at the end of At the conference, the walker -- dubbed CU Walker -- was named best of show in the desigmn competition, which highlighted innovations in products that help disabled While most of the students involvecd in the CU Walker projecg have graduated, Norman and the team are now working to find a manufacture interested in licensing the technology and then marketing, sellint and distributing the walker across the Norman said it is difficul to gauge the potential markeg for the walker, which cost the students abouf $1,800 to produce and would cost less than $2,000 in the He said nearly 800,000 children and adultes in the United States are living with one or more of the symptomsx of cerebral palsy, the target group for Cedarville's and each year 10,000 babies born in the United Statesx will develop the disease.
The price point of the Cedarvillee walker will be in the rangeof $700 to the same as most and the additional design features are an added Norman said. His goal would be to have one or two ofthe student-designedr walkers in every clinic in America. Anita vice president of the affiliate network forthe , said the market for technology in rehabilitative walkers is strong, and though she hadn't heard of the CU she said the product meets the needs of the market. "Any possible new innovations to allosw children and adultsto live, work and play like the rest of us have a huge impac t on people," Porco said.
She said the elements to make the walkee fun and engaging for children is almost as importanf as thewalker itself. "Play is so important to so if we can find a way to makeit fun, it seem less like a medicapl model and more like a play application. Childrenj will take to it more Dana Gifford, a physical therapist at who worked with the Cedarville team through the walker'se clinical trials, said she thought the CU Walkerd could be successful. "I could see how it could be used Gifford said. "It's more of a therapeuticd tool than one people would have but it's absolutely a great Norman said the response he received at the rehab conferenc e was positive.
He has been in contactr with a few manufacturers in the past though no deals hadbeen made. The idea situation would be if he could find someone to buy the technology and then make and sell theproductt itself, he said. Profits from the sale wouls likely go to the because of intellectual property agreements on though Norman said that was not why the students worked onthe project. "The passion these studentw had for helping someone else in need really drove theidr desire to be creative and inventive and see the project Norman said.
"Without the passion to do it becomes another projectall
Norman, a professor of mechanical andbiomedicakl engineering, worked on the year-long project and is now marketinh the device, a fun twist on a traditionak walker. Most rehabilitative walkersw assist in walking by taking weight throughthe arms. children tend to bear too much weight on the instead of relying on theire legs andimproving walking. To fix the problem, Normaj and seven students designed a walkeer that reacts to the weight childrenh place on the handlebars by depressing and preventin g the walker frommoving forward. To make it engagin g for children, the group attached Nerf-stylwe play guns to the handles for kids to aim and shoowhile exercising.
"Using a walker is like usintg a treadmill," Norman said. "You know it will help you achievesyour goals, but you don't want to get The students worked on the project last school year and teste d their walker through two-wee clinical trials conducted at . The group focusesd on patient's reaction to the walker and collecteds surveys from therapists before tweaking and finalizinfgthe product.
The product recently won one of 10 spotd inthe 's annual conference, held at the end of At the conference, the walker -- dubbed CU Walker -- was named best of show in the desigmn competition, which highlighted innovations in products that help disabled While most of the students involvecd in the CU Walker projecg have graduated, Norman and the team are now working to find a manufacture interested in licensing the technology and then marketing, sellint and distributing the walker across the Norman said it is difficul to gauge the potential markeg for the walker, which cost the students abouf $1,800 to produce and would cost less than $2,000 in the He said nearly 800,000 children and adultes in the United States are living with one or more of the symptomsx of cerebral palsy, the target group for Cedarville's and each year 10,000 babies born in the United Statesx will develop the disease.
The price point of the Cedarvillee walker will be in the rangeof $700 to the same as most and the additional design features are an added Norman said. His goal would be to have one or two ofthe student-designedr walkers in every clinic in America. Anita vice president of the affiliate network forthe , said the market for technology in rehabilitative walkers is strong, and though she hadn't heard of the CU she said the product meets the needs of the market. "Any possible new innovations to allosw children and adultsto live, work and play like the rest of us have a huge impac t on people," Porco said.
She said the elements to make the walkee fun and engaging for children is almost as importanf as thewalker itself. "Play is so important to so if we can find a way to makeit fun, it seem less like a medicapl model and more like a play application. Childrenj will take to it more Dana Gifford, a physical therapist at who worked with the Cedarville team through the walker'se clinical trials, said she thought the CU Walkerd could be successful. "I could see how it could be used Gifford said. "It's more of a therapeuticd tool than one people would have but it's absolutely a great Norman said the response he received at the rehab conferenc e was positive.
He has been in contactr with a few manufacturers in the past though no deals hadbeen made. The idea situation would be if he could find someone to buy the technology and then make and sell theproductt itself, he said. Profits from the sale wouls likely go to the because of intellectual property agreements on though Norman said that was not why the students worked onthe project. "The passion these studentw had for helping someone else in need really drove theidr desire to be creative and inventive and see the project Norman said.
"Without the passion to do it becomes another projectall
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